Sharing Finances Content

Young adults are in a precarious position when it comes to financial well being. They are just starting their careers at a time when the economy is uncertain — and they are facing stagnant wages, an increased proportion of student debt, and rising housing costs. These are generations that are looking for a lot of financial advice.

Offering insights about finances and budgeting is a key way a ministry can offer timely and relevant accompaniment to young adults today. Even college students are thinking about how to stretch their money — college is a great time to grow good spending and saving habits. 

Here is a lineup of our best content around finances and budgeting. 


Living on a Budget

5 Tips for Living on a Budget Without Feeling the Pinch: Living on a budget can be tough and even stressful. It’s not fun to hold off on buying fun things or limit eating out. But living on a tight budget doesn’t always have to be a horrible experience. Here are 5 tips for living on a tight budget without feeling the pinch, including a few hacks to make your budget feel larger than it is (without spending money you don’t have).

5 Tips for Actually Sticking to Your Budget: A few tricks to help you feel like you’re in control of your money while also giving you a sense of freedom to treat yourself and live a full life.

6 Tips for Eating on a Budget

Quick & Easy Tips for Finding the Best Deals

3 Things to Know If You Think You Don’t Need a Budget: Keeping your bank account above $0 can be challenging, but can be beneficial to your future and your overall stress level. These common-sense tips will have you well on your way to spending money only when you can afford to.

Building a Financially Secure Future

8 Things to Do to Get Your Finances in Check in College: Whether it’s freshman or senior year, now is the time to foster the money habits that are going to lead to financial success — or at the very least, financial stability — after graduating. Don’t wait until you’re finally on your own to begin changing your relationship toward your money. Here are 8 things to do to get your finances in check in college.

5 Short-Term Financial Goals to Work Toward: Struggling to manage your finances? While long-term goals are important, they’re much easier to accomplish if you put short-term goals in place first — a.k.a. “tangible, up-close road markers that can help you gauge your progress.” Here are a few principles to keep in mind when deciding which small goals to start with and where they can take you.

The Millennial’s Guide to Saving for Retirement

5 Financial Moves to Make Before 30

What Happened When I Stopped Letting My Parents Pay For Everything

The Best Financial Advice I’ve Ever Received: While spending money may be a lot more fun than saving it, no one wants to be dragged down by debt. Becoming financially literate is a necessary step we can all afford to take, and it can *only* benefit us. Here are 4 pieces of financial advice that are key in making healthy financial choices. Remembering these tidbits of wisdom (courtesy of an accountant-mother) will help anyone tackle debt and save money, all as a young adult on a budget.

Managing Financial Stress

How to Add to Your Income When Money is Tight

How to Financially Prepare for the Unexpected: You never know when a crisis will strike — or how long it will last. With this in mind, it’s important to think about how we can set ourselves up for success to get through difficult times whenever they come. Even if you don’t have the income to set aside a hefty emergency savings fund, there are a few financial principles that anyone can (and should) adopt to help you prepare for the unexpected.

Need to Save Money? Re-evaluate These Household Costs

Stressed About Money? Here’s 5 Things You Can Do Right Now: Stressed about money? Taking care of your finances can be intimidating and anxiety-inducing, especially if you’re struggling to make ends meet. But there are steps you can take to put the mini panic attacks to a stop and regain a sense of control. By taking things one step at a time, and staying focused on your goal, you can power through the difficult days.


Free Download: Customizable Budget Spreadsheet

Free Download: Financial Checklist for College Students


#GrottoLifeHacks: 5 Tips For Living on a Tight Budget Without Feeling the Pinch


Follow these 5 tips for how to live on a budget — and not feel the pinch.
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Grotto quote graphic about short term financial goals: "5 Short Term Financial Goals to Work Toward: don't spend more than you make, cut out excessive or unnecessary spending, pay off your smallest debts first, save at leasy $1,000 for an emergency fund, determine your long term financial goals."
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Grotto quote graphic about how to prepare for the unexpected: "How to financially prepare for the unexpected: establish financial goals and work toward them, have a budget and know your numbers, work to become debt-free, make saving a priority, and prepare now for financial stability in the future."
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Grotto quote graphic about extra income ideas: "How to boost your income when $$$ is tight: create a budget & reduce expenses, follow your skills, talents, and interests, add skills if necessary. A few specific ideas: sell what you don't need or aren't using, tutor students in your area of expertise, dog-sitting, house sitting, and babysitting, use your skills to become a freelancer or start a small business."
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